MAKEMYCRED · FINANCIAL TOOLS
Everything you need to make smarter financial decisions.
Calculate, compare, plan, track, and understand your money with a complete collection of financial tools built into one simple platform.
- 10 categories
- Compare and decide
- Health check
Financial Health
Good- Savings82
- Credit71
- Debt64
- Investments79
Net Worth
₹12,40,000
What are you trying to calculate?
Explore Financial Tools
Financial Tools for Every Money Decision
Explore calculators, planners, comparison tools, and financial insights organized by the area of your finances you want to understand.
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Loans
Calculate loan payments, interest, eligibility, repayment schedules, and prepayment savings.
Popular: EMI • Eligibility • Prepayment
Explore Loan Tools -
Mortgage & Home
Plan your home purchase, calculate mortgage payments, compare loan scenarios, and understand home-buying costs.
Popular: Home Loan EMI • Affordability • Rent vs Buy
Explore Mortgage Tools -
Credit Cards
Understand credit card interest, payments, rewards, fees, utilization, and payoff strategies.
Popular: Interest • Payoff • Utilization
Explore Credit Card Tools -
Investments
Estimate potential investment growth, compare strategies, and plan for long-term financial goals.
Popular: SIP • Lumpsum • CAGR
Explore Investment Tools -
Insurance
Estimate coverage needs, understand premiums, and explore insurance planning scenarios.
Popular: Term • Health • Coverage Gap
Explore Insurance Tools -
Tax & Salary
Understand income, taxes, deductions, take-home salary, and common salary-related calculations.
Popular: Income Tax • CTC to In-Hand • HRA
Explore Tax & Salary Tools -
Savings & Banking
Plan savings, calculate interest, and understand how your money can grow over time.
Popular: FD • RD • Emergency Fund
Explore Savings Tools -
Debt Management
Create a clear path toward paying down debt and understand the cost of different repayment strategies.
Popular: Payoff • Snowball • Debt-to-Income
Explore Debt Tools -
Financial Planning
Turn financial goals into practical plans for budgeting, saving, retirement, and major life decisions.
Popular: Budget • Retirement • Goals
Explore Planning Tools -
Wealth & Net Worth
Track your financial position, understand your net worth, and visualize long-term wealth progress.
Popular: Net Worth • Allocation • Passive Income
Explore Wealth Tools
Popular Financial Tools
Jump straight to the calculators people reach for most.
MakeMyCred goes beyond calculators.
Every result connects to the next step: compare your options, build a plan, track progress, check your financial health, and decide.
See how a MakeMyCred calculator works.
Change the loan details and watch your monthly EMI, total interest, and total payment update straight away.
Your loan details
₹ INR — Indian RupeeEach EMI covers part principal and part interest. Early payments are mostly interest; over time, more of each payment goes to principal.
Monthly EMI
₹21,696
- Total interest
- ₹27,06,939
- Total payment
- ₹52,06,939
Illustrative estimate for a reducing-balance loan. Your lender's actual EMI, fees, and rate may differ.
Open the full EMI CalculatorKnow your financial health.
Look beyond individual calculations and understand the bigger picture across savings, debt, credit, investments, insurance, and emergency funds.
Financial Health
76 / 100
Good- Savings82Good
- Debt64Fair
- Credit71Fair
- Investments79Good
- Insurance58Review
- Emergency Fund72Fair
Sample values for illustration only.
Calculate the numbers. Understand the trade-offs.
Put two options side by side and see how each one plays out over time, based on your own assumptions.
Buy vs Rent
Compare the long-term cost of buying and renting a home.
ExplorePrepay vs Invest
See how extra cash could work on a loan versus an investment.
ExploreSIP vs FD
Compare market-linked SIP scenarios with fixed-deposit growth.
ExploreLoan Decisions
Compare loan options, tenures, and repayment approaches.
ExploreInvestment Decisions
Explore investment scenarios side by side.
Explore
Turn financial goals into practical plans.
Start with what you want to achieve. MakeMyCred helps you work out what it takes and how to stay on track.
- Set a goalChoose what you are saving or planning for, and by when.
- Build the planSee how much to set aside and which assumptions the plan relies on.
- Track progressCome back to check how you are doing and adjust as life changes.
MAKEMYCRED COPILOT
Your financial questions, in one place.
Explore financial scenarios, understand calculations, and turn complex money questions into clearer next steps.
Educational and scenario-based information only. Not personalized financial advice.
You
Should I prepay my loan or increase my SIP?
MakeMyCred Copilot
Let's compare the two scenarios based on your assumptions.
- Loan rate
- 8.5%
- Investment assumption
- 10%
- Remaining tenure
- 14 years
Assumptions are illustrative. Investment returns are not guaranteed.
Clear about what the numbers mean.
Good decisions need honest tools. Here is how MakeMyCred keeps its results transparent.
Assumptions you can see
Every calculator shows the inputs and assumptions behind its result, so you know what the number means.
Estimates, not guarantees
Investment and growth results are projections based on your assumptions. They are never presented as promised returns.
Tax year clearly labelled
Tax calculations state their applicable tax year and assumptions. MakeMyCred is India-first and uses INR and Indian tax terms.
Education, not advice
MakeMyCred gives educational, scenario-based information. It is not personalised financial advice.
Frequently asked questions
Quick answers about how MakeMyCred tools work.
What is MakeMyCred?
MakeMyCred is a personal finance platform that brings calculators, comparison tools, planning tools, tracking tools, financial health checks, and decision-making tools into one place.
How do I find the right calculator?
Choose one of the ten financial categories, such as Loans, Investments or Tax & Salary, or use the search box to go straight to a tool. Each category page lists its calculators and links to related tools.
Are the results guaranteed?
No. Results are estimates based on the inputs and assumptions you enter. Investment and growth results are projections, not guaranteed returns.
Do the tax and salary tools support Indian tax rules?
MakeMyCred is India-first, so tools use INR and Indian tax terminology. Tax calculations state the applicable tax year and the assumptions used.
What does the Financial Health check show?
It looks beyond a single calculation and summarises savings, debt, credit, investments, insurance, and emergency funds in one overview.
Is MakeMyCred Copilot financial advice?
No. MakeMyCred Copilot offers educational, scenario-based information to help you understand calculations and trade-offs. It is not personalised financial advice.
Calculate. Compare. Plan. Track. Check. Decide.
Start with the money question in front of you.
Pick a category, open a calculator, and let MakeMyCred connect the next step.
Good to know. MakeMyCred provides educational, scenario-based information and estimates based on the inputs you enter. Results are not guaranteed and are not personalized financial, tax, insurance, or investment advice.
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Our Happy Customers
“I had already been rejected by two banks. Make My CRED guided me properly and matched my profile with the right lender. My personal loan was approved within 48 hours. Highly professional support!”
Rahul Sharma
Mumbai, Maharashtra“The process was smooth and completely transparent. No hidden charges, no unnecessary delays. Got my business loan approved without stress.”
Priya Verma
Delhi, NCR“I was worried because my CIBIL score was low. Their team explained everything clearly and helped me improve my approval chances. Very supportive staff.”
Amit Patel
Ahmedabad, Gujarat“I applied for a car loan and the approval was surprisingly fast. The best part is they compared multiple banks for me. Saved both time and money.”
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Hyderabad, Telangana