Understand your money. Make better decisions.
From EMIs and loans to savings, investments, and financial health — MakeMyCred brings all your money tools together in one clear, simple place.
Your money life, all in one place.
Instead of jumping between a dozen different calculators and websites, MakeMyCred brings everything together — simply and clearly.
Everything you need to make better money decisions.
Six simple, connected tools — from first calculation to confident decision.
Calculate
Work out loans, EMIs, investments, taxes, savings, and more — with clear answers you can actually understand.
Try CalculatorsCompare
Put your options side by side — loans, cards, insurance — and see which one actually works better for you.
Compare OptionsPlan
Set up budgets, goals, retirement, and debt plans — with a clear path from where you are to where you want to be.
Start PlanningTrack
See where your money goes — expenses, savings, investments, net worth — with simple, clear views.
Track FinancesCheck
Get a clear picture of your financial health — savings, debt, credit, and how prepared you really are.
Check Your HealthDecide
Turn a hard question into a clear choice — with the trade-offs visible so you can decide with confidence.
Explore DecisionsStart with the tools you need most.
Quick, clear answers for the money questions people ask most often.
EMI Calculator
Your monthly EMI, total interest, and full repayment schedule.
CalculateHome Loan Calculator
Home loan EMI, total interest, and affordability check.
CalculateLoan Eligibility
See how much loan you can comfortably qualify for.
CalculateSIP Calculator
See how monthly investments grow over time.
CalculateFD Calculator
Compare fixed deposit returns and maturity value.
CalculateCompound Interest
Understand how compounding works over the years.
CalculateIncome Tax Calculator
Understand your tax under current rules.
CalculateCredit Card Payoff
See how quickly you can clear your card balance.
CalculateDebt Payoff
Plan the fastest, cheapest way to clear your debts.
CalculateRetirement Calculator
Plan your retirement corpus and monthly needs.
CalculateNet Worth Calculator
Track what you own, what you owe, and your progress.
CalculateMortgage Calculator
Understand mortgage payments and total cost clearly.
CalculateSee your numbers clearly.
Every MakeMyCred calculator shows you the answer — and the why behind it. Inputs, breakdown, and the full repayment schedule, all in one simple view.
Know your financial health — not just your bank balance.
Get a clear, friendly view of where you stand across savings, debt, credit, investments, insurance, and emergency funds.
Savings Health
See whether your savings are keeping pace with your goals.
Debt Health
Understand how your loans affect your month-to-month position.
Investment Health
Understand diversification and progress over the long term.
Protection Health
Spot possible insurance and emergency-fund gaps early.
One score. Six areas that matter.
MakeMyCred scores your financial position across the areas that matter most — so you can see where you're strong and where there's room to grow.
Check My Financial HealthDon't just calculate. Decide.
See the trade-offs clearly before you commit — with side-by-side scenarios that actually make sense.
Buy vs Rent
Which one actually fits your life? Compare cost, flexibility, and long-term outcomes.
ComparePrepay vs Invest
Should you pay down your loan or invest extra cash? Compare both scenarios.
CompareSIP vs FD
Compare potential long-term outcomes of equity SIPs against fixed deposits.
CompareLoan Decision
Compare cost, tenure, EMI, and total interest across loan offers.
CompareInvestment Decision
Compare risk, return, horizon, and goals across investment options.
CompareInsurance Decision
Compare coverage, premiums, and protection before you commit.
CompareAsk better financial questions.
Try "what if" scenarios — change one number, see what happens, understand the trade-off before you act.
Turn goals into a simple plan.
Every goal has a target and a timeline. MakeMyCred connects them so you know what to do next.
Buy a Home
Education
Vacation
Retirement
See where your money actually goes.
Income, expenses, and savings — all in one simple monthly view.
Watch your progress over time.
See your net worth, savings rate, and investments — with a clear view of whether you're moving forward.
Your money questions, answered simply.
Finance Copilot will help you explore financial scenarios, review your numbers, and turn complicated questions into clear next steps — in plain language.
Explore Finance CopilotMore than calculators.
A connected space for your money — not just a collection of tools.
Everything in one place
Bring everyday financial calculations and planning tools together — no more juggling a dozen tabs.
Understand the numbers
See the breakdown and assumptions behind every result — so you know what you're looking at.
Compare before you decide
Put your options side-by-side — with trade-offs and outcomes made clear.
Build better money habits
Track progress toward your goals, see where you stand, and keep the momentum going.
Built for clarity and honesty.
Three simple steps.
Enter your numbers
Type in the details — only what's needed for the calculation.
See your result
Get a clear answer with the breakdown, so you know the why.
Take the next step
Explore related tools and scenarios — and decide with confidence.
Tools for everyday money decisions
MakeMyCred provides a growing set of financial calculators and planning tools for the decisions people make most often. Whether you're comparing loans, planning investments, understanding your taxes, or tracking your net worth, MakeMyCred aims to make the numbers clear and the trade-offs visible.
Everything is built for Indian financial calculations — EMI, mortgages, SIPs, FDs, income tax, loan eligibility, and retirement planning — with terminology and formulas that reflect how Indian lenders and investors actually work.
Beyond calculators, MakeMyCred includes comparison tools, financial health scoring, goal planning, expense and net-worth tracking, and structured decision frameworks. The goal is simple: help you move from "what does this number mean?" to "what should I do next?"
Frequently asked questions
MakeMyCred is a friendly personal finance companion. It brings together calculators, comparison tools, planning, tracking, and financial health scoring — all in one simple place — to help you make better money decisions.
No. MakeMyCred includes calculators, but also comparison tools, planning tools, tracking, financial health scoring, and decision frameworks — all connected in one workspace.
Calculators for loans, mortgages, credit cards, investments, insurance, taxes, savings, and everyday finance. Plus comparison tools, planning tools, tracking, financial health scoring, and decision frameworks.
Yes. The EMI calculator shows your monthly payment, total interest, and full repayment schedule. It works for home loans, car loans, personal loans, and other EMI-based borrowing.
Yes. The Decision Center helps you compare common scenarios — Buy vs Rent, Prepay vs Invest, SIP vs FD, and loan offers — with the trade-offs shown clearly.
Yes. The net worth tracker lets you record assets and liabilities, see your net worth over time, and understand your savings rate and investment progress.
It's a simple score out of 100 that summarises your financial position across six areas — savings, debt, credit, investments, insurance, and emergency fund. It helps you see where you're strong and where to focus.
No. MakeMyCred provides calculators, educational information, and planning tools for informational purposes. Results are estimates based on what you enter and should not be considered financial, investment, tax, or legal advice.
Yes. MakeMyCred is initially built for Indian users — with ₹ INR, Indian financial terminology, Indian loan calculations, Indian tax tools, and Indian investment tools. Support for other currencies and financial systems is planned.
Yes. The core calculators and planning tools are free to use. Some advanced features may require an account in future — details will be shared as the platform develops.
Take control of your financial decisions.
Calculate what matters. Compare your options. Plan your goals. Understand your financial health.
